It is your own responsibility to make sure that you have sufficient insurance during the journey. The insurance must at least fully cover medical care, accidents, transport home and legal protection. That kind of insurance is a prerequisite to participate in the tour. Check the extent of coverage of travel in your comprehensive household insurance. Cancellation insurance is not included in the price of the tour.
Nb! Bring a copy of your insurance certificate/card on the journey.
In case of an accident you can call:
SOS International a/s
Nitivej 6, DK-2000 Frederiksberg, Danmark
Telefon: +45 70 10 50 50
Fax: +45 70 20 50 56
Telefon: +46-8 454 34 34 dygnet om
Europe Assistance AB
(Nordic Assistance AB)
SE-100 73 Stockholm
Tel +46 08 587 717 17
Fax +46 08 660 23 90
bostad: +46 8 717 71 72
mobil: +46 70 797 84 89
Study and Travel takes no economical responsibility for additional costs that may emerge due to possible illness or accident. Cost for medical care, extra transport, medicines, possible extra guide for personal help and so on, is to be paid for by the traveler, who can claim compensation from his/hers insurance company after return. In case one traveler needs to remain in one place, the tour leader is to accompany the group and can hire someone to assist the traveler left behind. The cost is to be paid by the traveler.
If something was to happen that you are going to make a claim for from your insurance company at your return home, you MUST remember to demand certificates from the treating doctor and receipts. Those kinds of certificates and receipts are impossible to acquire afterword. The best thing is if the certificate/receipt is in English, but a certificate/receipt in the native language is better than nothing. Remember to keep all the receipts of expenses that you want the insurance company to cover. The same thing applies in case of loss of property or theft; report to the police and keep the police report.